We invest 10 to 15 percent of our assets in equity funds. In spite of some concerns that it is a speculative business, we decided to participate in order to diversify our chance of return and risk of loss. Buying equity funds enables us to invest in markets that we would otherwise have no access to. For our portfolio, we chose five different investment funds which follow a similar investment policy. By doing it in this way, we distribute the risk of the different management approaches and maintain our positive criteria.